Thursday, November 20, 2008
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Investor Relations

First Chester County Corporation
Parent Company of the First National Bank of Chester County

  • First Chester County Corporation, founded in 1984, is the bank holding company for First National, established in 1863.
  • First National has the distinction of being the largest independent bank headquartered in Chester County.
  • First National operates an extensive network of branch offices and ATM's throughout Chester County and the surrounding area.
Stock Quote
FNB Stock Quote (external site)
Press Releases

First Chester County Corporation Applies for Participation in Capital Purchase Program

All Press Releases

Financial Data

06/30/08
03/31/08
12/31/07
09/30/07
06/30/07

Total Assets

$976,150
$1,006,441

$914,781

$923,837

$951,624

Gross Loans & Leases

$786,548
$750,625

$743,440

$719,530

$720,530

Deposits

$729,346
$757,324

$704,898

$743,221

$794,206

Stockholders' Equity

$68,641
$68,908

$67,979

$66,232

$63,717

Shares Outstanding

5,187,248
5,190,026

5,160,750

5,162,618

5,175,626

Net Income (for the quarter ended)

$1,842
$1,520

$1,737

$2,777

$1,779

Diluted Earnings per share (for the quarter ended)

$0.35
$0.29

$.33

$.53

$0.34

Average Bid/Ask Price per Share

$15.00
$17.10

$17.38

$18.55

$20.13

Book Value per Share

$13.23
$13.28

$13.17

$12.83

$12.31

Price/Book Ratio

113%
129%

132%

145%

164%

Financial Management Services - Assets under Management & Custody*

$557,016
$557,815

$591,297

$594,883

$566,031

Shareholder Information

Market Maker
First Chester County Corporation is a publicly held company. First National is a wholly-owned subsidiary of the Corporation. The stock trades over-the-counter under symbol FCEC. Please consult our market makers should you wish to discuss a buy or sell transaction.

Janney Montgomery Scott, Inc.
1205 Westlakes Drive,
Suite 380
Berwyn, PA 19312
John Conaboy
800-542-8846

Boenning & Scattergood, Inc.
4 Tower Bridge
Suite 300
West Conshohocken, PA 19428
James Lennon
800-883-1212

Monroe Securities, Inc.
(Investment brokers for institutions only)
100 North Riverside Plaza
Chicago, IL 60606
Russ Feltes
800-766-5560

 

Transfer and Dividend Paying Agent/Registrar

Registrar and Transfer Company
10 Commerce Drive
Cranford, New Jersey 07016
Phone: 1-800-368-5948

Dividend Reinvestment Plan
First Chester County Corporation offers its shareholders a commission-free way to increase their investment in the Corporation. Through the Dividend Reinvestment Plan, holders of stock may have their quarterly dividends and monthly optional cash payments invested in additional common shares. Shareholders not yet enrolled in this plan, as well as brokers and custodians who hold stock for their clients, may receive plan information and enrollment cards by contacting our Shareholder Relations Department at the address shown below.

John C Stoddart
Shareholder Relations Officer
First Chester County Corporation

P.O. Box 523
West Chester, PA 19381-0523
484-881-4141

Direct Deposit Plan
For owners of record, the automatic deposit of dividends into a checking or savings accounts permits immediate access or increased savings. You may enroll in the Plan by completing and signing an authorization form and returning it to the Plan agent. Please contact Shareholder Relations to receive an authorization form.

Owner of Record
Stock registered in your name makes you an owner of record. You will receive all dividend information, quarterly financials, annual reports and other shareholder news directly. Owners of Record may take advantage of our Dividend Reinvestment Plan (DRP) or Direct Deposit Plan.

Street Name
Stock registered in the name of a broker, bank or any other nominee is said to be listed in street name. When stock is held in street name, shareholder information is sent to the nominee and distributed by them accordingly.

Annual Meeting
The Annual Meeting of Shareholders of First Chester County Corporation is held to report the prior year's financial results and is an opportunity for Shareholders to meet with our Directors and Officers. A Notice will be sent to all Shareholders prior to the event. Included with the Notice is a Proxy, Proxy Statement and Annual Report. The Proxy is your means of voting on all matters to be considered at the Meeting. Please visit our Calendar of Events to find out the details of our next meeting.

Financial Reports
To be added to our mailing list, please send your request to the following address, or e-mail us at:

First National
17 E. Market Street
West Chester, Pennsylvania 19381-3105

Shareholder Relations - Office (484) 881-4141
E-mail: shareholderrelations@1nbank.com

Click here to view First Chester County Corporation’s filings on the SEC’s EDGAR database (please see disclaimer below)

This is a hyperlink to the Federal government’s SEC EDGAR web site. Neither First National nor First Chester County Corporation maintain the linked site or directly provide the information on the linked site. We are not responsible for maintenance of the linked site. We make no representations or warranties with respect to the information contained on the linked site and take no responsibility for supplementing, updating, or correcting any information on the linked site.

THE FINANCIAL AND OTHER INFORMATION SET FORTH ON THIS AND OTHER PAGES OF THIS WEB SITE RELATING TO FIRST CHESTER COUNTY CORPORATION AND ITS SUBSIDIARIES First National AND TURKS HEAD PROPERTIES, INC. (COLLECTIVELY, “First National”) REPRESENTS ONLY A SUMMARY OF CERTAIN LIMITED INFORMATION, MAY NOT BE CURRENT OR CONTAIN ALL MATERIAL INFORMATION, IS NOT A PROSPECTUS, AND MAY NOT BE RELIED UPON IN CONNECTION WITH ANY PURCHASES, OFFERS OR SALES OF First National SECURITIES, WHETHER MADE DIRECTLY TO, BY, OR FROM First National OR IN THE SECONDARY MARKET, OR OTHERWISE. THE INFORMATION SET FORTH HEREIN DOES NOT ATTEMPT TO COMPLETELY DESCRIBE OR ANALYZE THE BUSINESS OR CONDITION, FINANCIAL OR OTHERWISE, OF First National OR OTHERWISE PURPORT TO DESCRIBE ANY RISKS ASSOCIATED WITH ANY OF First National’S SECURITIES. THE OFFERING OF First National SECURITIES MAY ONLY BE MADE, WHERE REQUIRED, THROUGH AN AUTHORIZED, WRITTEN PROSPECTUS OR OFFERING STATEMENT, PURSUANT TO ANY REQUIRED REGISTRATION OR OTHER FILING WITH APPLICABLE FEDERAL AND STATE SECURITIES REGULATORY AGENCIES. First Chester County Corporation, First National and Turks Head Properties, Inc. file periodic reports with the Federal Reserve Bank of Philadelphia and the Office of the Comptroller of the Currency. First Chester County Corporation’s common stock is listed under the symbol “FCEC” on the Over the Counter Electronic Bulletin Board, an automated quotation service, made available through and governed by the NASDAQ system. First Chester County Corporation is required to file an annual report on Form 10-K with the U.S. Securities and Exchange Commission (“SEC”) pursuant to the Securities and Exchange Act of 1934, as amended (the “Exchange Act”), as well as quarterly reports on Form 10-Q and, upon the occurrence of certain events, additional reports on Form 8-K. Such Exchange Act reports are publicly available at the public reference facilities maintained by the SEC at 450 Fifth Street, N.W., Judiciary Plaza, Washington, D.C. 20549 and at its regional offices at 233 Broadway, New York, NY 10279 and 500 West Madison Street, Suite 1400, Chicago, IL 60661. Copies of certain documents filed by issuers with the SEC may also be accessed electronically by means of the SEC’s home page on the Internet at http://www.sec.gov. Any of the documents referred to herein are available upon request, without charge, by writing to First Chester County Corporation, P.O. Box 523, West Chester, PA 19381-0523, Attention: Shareholder Relations Officer. Any financial information provided herein is qualified entirely by the reports referred to above.

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