Thursday, November 20, 2008
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Business Checking & Savings

Strong relationships … with our business customers, between our business products and services and within the family of First National ... it’s what enables us to deliver the answers, ideas and access to help you and your business achieve your total financial picture.

Free Business Checking

  • No monthly service charges
  • No minimum balance
  • 250 Transactions per statement cycle
    • Transaction activity includes: Checks paid, Checks deposited, and ACH activity (electronic debits and credits).
  • Free Internet Banking and Free BillPay
  • Free Visa® Business Check Card
  • Detailed monthly statement with check images
  • $1,000.00 Bounce Protection
  • Free Internet banking with Free Online BillPay.

Performance Business Checking

  • Maintain $2,500.00 minimum balance to avoid $12.00 monthly service charge
  • 400 Transactions per statement cycle
    • Transaction activity includes: Checks paid, Checks deposited, and ACH activity (electronic debits and credits).
  • Free Internet Banking and Free BillPay
  • Free Visa® Business Check Card
  • Detailed monthly statement with check images
  • $1,500.00 Bounce Protection
  • Free Internet banking with Free Online BillPay.
  • FREE First Phone access

Analysis Business Checking

  • No minimum balance
  • Free Visa® Business Check Card
  • Detailed monthly statement with check images
  • $2,500.00 Bounce Protection
  • Free Internet banking with Free Online BillPay.
  • FREE First Phone access

First Community Checking

  • No minimum balance
  • No minimum to open account
  • Unlimited check writing
  • Accessible through Visa® Business Check Card
  • Detailed monthly statement with check images
  • FREE 1st order of safety paper checks
  • Free Internet banking with Free Online BillPay.
  • FREE First Phone access

First Municipal Checking

  • No minimum balance
  • Maintain a minimum of $2,500.00 to earn interest; the more you keep in your account, the more interest you earn
  • $2,500.00 minimum to open account
  • Accessible through Visa® Business Check Card
  • Detailed monthly statement with check images
  • Free Internet banking with Free Online BillPay.
  • FREE First Phone access

Business Money Market

  • Tiered interest plan
    • Tier 1: $0 - $49,999
    • Tier 2: $50,000 - $99,999
    • Tier 3: $100,000 +
  • No minimum balance requirement
  • No monthly maintenance fee
  • Unlimited transactions in person and at the ATM
  • Accessible through Visa® Business Check Card- 3 transaction limitation
  • Maximum of three checks paid per statement cycle or combination of 6 pre-authorized transfers
  • $10.00 charge per check or Visa® Check Card transaction paid over 3 or 6 pre-authorized transfers per statement cycle
  • Detailed monthly statement with check images
  • Free Internet banking with Free Online BillPay.
  • FREE First Phone access

Statement Savings

  • Maintain minimum balance of $100.00 to avoid $3.00 monthly service charge
  • Earn interest on balances of $100.00 or more
  • $100.00 minimum to open account
  • Interest is compounded daily and paid quarterly
  • Statements received quarterly; monthly if ACH or STAR® activity on account
  • Free Internet banking with Free Online BillPay.
  • FREE First Phone access

Investor’s Choice Savings

  • Maintain minimum balance of $1,000.00 to avoid $10.00 service charge
  • Earn interest on balances of $1,000.00 or more
  • $1,000.00 minimum to open account
  • The more you save, the more you earn- Investor’s Choice has six tiers of interest earning
  • Interest is compounded daily and paid monthly
  • Detailed monthly statements
  • Free Internet banking with Free Online BillPay.
  • FREE First Phone access

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